Individuals
Romance led investment approaches, cloned brokers and pressured transfers, often spread over months and several payment methods.
Financial dispute intelligence · scomgmt.com
Understand the loss.
Build the case properly.
SCO Management helps individuals and businesses establish what actually happened to their money, assemble evidence to an institutional standard, and pursue every legitimate avenue that remains open, with honest expectations at every stage.
24/7Secure intake open
Named leadon every matter
20+Years of experience
40+Jurisdictions worked across
48hTypical first response time
5000+Recovery promises made and kept
Why people come to us
A readable picture of what happened, before anyone promises anything
Most people reach SCO Management after weeks of unanswered messages and conflicting advice. The first thing we produce is not a prediction. It is a structured account of your matter: the timeline, the payment rails used, the counterparties involved, the evidence that exists, and the routes that remain realistically open.
- A written assessment you can hand to a bank, regulator or lawyer
- Evidence organised to the standard institutions actually accept
- Straight guidance when the honest answer is “this cannot be pursued”
Who SCO Management works with
Four situations we see most weeks
Every matter is different, but the majority of files opened at SCO Management fall into a small number of recognisable shapes.
Investors
Platforms that display gains but block withdrawals, then introduce “release fees”, “tax clearance” or new account managers.
Businesses
Invoice redirection and executive impersonation, where the disputed payment sits between two legitimate trading parties.
Re-contacted victims
People approached by a second party offering to recover the first loss, a pattern designed to extract another payment.
20+Years of experience
40+Jurisdictions worked across
2 daysTarget for a first written review
100%Scope and fees agreed in writing first
Support that works the way people need it
Human first, evidence always
Fraud is disorienting. SCO Management carries the technical weight so the next step is always obvious to you.
A confidential first review
Free, unhurried and without sales pressure. You describe what happened; we tell you what is realistic and what is not.
Evidence handled properly
Statements, headers, wallet addresses and message exports assembled into a package institutions can act on.
Updates you can understand
Plain language written updates on a fixed cadence, so you are never left wondering what is happening to your file.
What we understand
You are not careless, and you are not alone
10k+Approaches every day
Relationship led investment approaches remain among the most reported entry points worldwide.
2ndWave of loss
“Release fee” and “tax clearance” demands exist to extract a second payment after the first.
72hNotification window
The first three days after a transfer are the highest value window for written notifications.
FreeFirst assessment
No cost and no obligation to find out whether your matter can be pursued at all.
Modern fraud is operated by teams who rehearse these conversations daily, script the objections, and stage the paperwork. Recognising the pattern is the first practical step towards handling it calmly.
How an engagement runs
Five phases, no surprises
Phase 01 · Days 1 to 2
Intake and triage
Your submission is read in full by a named analyst, not a form processing script. We check the loss type, the payment rails, the jurisdictions touched, the time elapsed and the material you already hold, then write a plain assessment of whether a documented route exists.
Deliverables
- Written first review of the matter
- Route map of options that remain open
- Named case lead and a direct contact address
Your part
- Send dates, amounts and payment methods
- Add any bank or police reference numbers
- Confirm how and when we may contact you
Milestones
- Reference number issued the moment intake is received
- Written first review returned within two business days
- Free of charge, with no obligation to continue
Phase 02 · Week 1 to week 2
Evidence assembly
Everything you hold is indexed with a source, a date and a description. Duplicates are collapsed, screenshots are matched to underlying records where possible, and a gap list is produced: the specific items worth requesting from your bank, your platform or your email provider.
Deliverables
- Indexed evidence pack with exhibit numbering
- Gap list naming the records worth requesting
- Factual chronology of the matter
Your part
- Export original emails rather than screenshots
- Request statements your bank still holds
- Flag anything you would rather not disclose
Milestones
- Every exhibit carries a source and a date
- Unverified items are labelled, never assumed
- You approve the chronology before it is used
Phase 03 · Week 2 to week 6
Tracing and analysis
Payments are followed leg by leg across bank rails, card schemes, remittance corridors and public blockchains. Each hop is recorded with the reference that proves it. Where a hop cannot be evidenced, it is marked unresolved rather than filled in with an assumption.
Deliverables
- Flow of funds analysis with source references
- Counterparty and platform profile notes
- Written view on which routes stay realistic
Your part
- Supply wallet addresses and transaction hashes
- Confirm which accounts the payments left from
- Tell us about any later contact from the parties
Milestones
- Each hop is either evidenced or marked unresolved
- Findings reviewed by a second analyst
- You are told promptly if a route closes
Phase 04 · Week 4 to week 8
Documentation
The material becomes a referral pack: a factual narrative, an indexed exhibit set, the flow of funds analysis and cover notifications written for each recipient, whether that is a bank fraud team, a payment provider, a regulator, an exchange or your own counsel.
Deliverables
- Referral ready pack in the format each recipient expects
- Draft notifications for banks, platforms and authorities
- Summary sheet your counsel can act on directly
Your part
- Read and approve the narrative for accuracy
- Sign notifications that must come from you
- Keep us copied on replies you receive
Milestones
- Pack states clearly what could not be established
- Nothing is sent in your name without approval
- You keep the pack whether or not you continue
Phase 05 · Ongoing, reviewed monthly
Coordination and closing note
Correspondence is tracked, responses are logged and follow ups are scheduled. When routes are exhausted we say so, and you receive a closing note that records what was done, what was found and what remains available to you.
Deliverables
- Response log covering every institution contacted
- Scheduled written updates while the file is live
- Closing note when the routes are exhausted
Your part
- Forward institutional replies as they arrive
- Decide at each stop point whether to continue
- Tell us if your circumstances change
Milestones
- Written updates at agreed intervals
- Our fee is 5% of any amount recovered for you
- Nothing renews silently and you can stop at any point
Click a phase to see the deliverables, what we need from you and the milestones. Durations are a typical engagement target, an internal working objective rather than a commitment. Actual timeframes depend on the facts, the jurisdictions, the counterparties and the legal or regulatory process involved.
In their words
Real people, honest outcomes
“I had spent two months getting nowhere on my own. Within a fortnight I had a document my bank actually engaged with. Nobody promised me anything, which is exactly why I trusted the process.”Daniel R.
The value was not a guarantee. It was finally understanding what had happened and what was still worth doing.
Privacy & handling
Security is a working practice, not a badge
Encrypted submission
Intake is transmitted over HTTPS and stored outside the public web root on the server.
Need to know access
Case material is available to the assigned lead and reviewer only, and is logged when accessed.
No unsolicited calls
We contact you the way you asked, at the times you gave us, and never cold call about a “pending recovery”.
Never asked for
Passwords, seed phrases, one-time codes, full card numbers. No legitimate firm needs them.
Defined retention
Material is retained only for the agreed period and deleted or returned on request at closure.
Written trail
Every substantive step is recorded, so your file can be handed to counsel or an authority intact.
No obligation
Your next step is a conversation, not a contract
Tell us what happened. You will get a plain answer about whether anything workable remains in your matter, what it would involve, and what it would cost, before you commit to anything.
